How do I check my Working Credit balance?

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How do I check my Working Credit balance? If you receive income support payments from Centrelink, you may have accumulated Working Credits, which can help you transition into employment without losing your benefits too quickly. Understanding how to check your Working Credit balance is crucial for managing your financial situation effectively.

Methods to Check Your Working Credit Balance

You can check your Working Credit balance through various accessible options:

1. Online via myGov

One of the most convenient ways to check your balance is through the myGov portal linked to your Centrelink account:

  • Log in to your myGov account.
  • Select Centrelink from the available services.
  • Navigate to Payments and Claims.
  • Your Working Credit balance will be displayed in your payment details.

2. Using the Centrelink Express Plus App

For those who prefer using a mobile device, the Centrelink Express Plus app provides a quick and easy way to check your balance:

  • Download and log in to the Centrelink Express Plus app.
  • Select Payments and Claims.
  • Your Working Credit balance will appear in your payment summary.

3. Calling Centrelink

If you prefer direct communication, you can contact Centrelink’s Employment Services line to inquire about your balance:

  • Dial Centrelink’s employment services number.
  • Follow the automated prompts to access your Working Credit balance.
  • Speak with a Centrelink representative if necessary for further clarification.

4. Visiting a Centrelink Office

For those who prefer in-person assistance, visiting a Centrelink service centre is an option:

  • Bring your identification (e.g., Medicare card or driver’s license).
  • Request your Working Credit balance from a Centrelink staff member.

Why Should You Check Your Working Credit Balance?

Understanding your Working Credit balance helps you:

  • Plan your employment transition without an immediate reduction in benefits.
  • Maximize your available credits before your earnings affect your Centrelink payments.
  • Stay updated on your financial situation as you seek work or increase your hours.

Final Thoughts

Regularly monitoring your Working Credit balance ensures you make well-informed financial decisions. Whether you check online, through an app, over the phone, or in person, staying updated will help you navigate your employment journey while maintaining financial security. For further assistance, refer to Services Australia or Centrelink’s official channels.

Important Notice

Mates For Life and Prisoners Aid NSW do not provide financial advice, loans, or Centrelink services. If you require assistance regarding Centrelink payments, visit the Services Australia website or contact Centrelink directly.