How do I check my Working Credit balance? Centrelink’s Working Credit is a system designed to help eligible income support recipients transition into employment without losing their benefits too quickly. If you have accumulated Working Credits, you may want to check your balance to understand how much of a financial buffer you have when you start earning.
Ways to Check Your Working Credit Balance
You can check your Working Credit balance using the following methods:
1. Online via myGov
The easiest way to check your Working Credit balance is through the myGov portal linked to your Centrelink account:
- Log in to your myGov account.
- Select Centrelink from the available services.
- Navigate to Payments and Claims and look for the Working Credit balance under your payment details.
2. Using the Centrelink Express Plus App
If you prefer to check your balance on the go, the Centrelink Express Plus app is a convenient option:
- Download and log in to the Centrelink Express Plus app.
- Tap on Payments and Claims.
- Your Working Credit balance will be displayed under your payment information.
3. Calling Centrelink
If you are unable to access your balance online, you can call Centrelink’s Employment Services line for assistance:
- Dial Centrelink’s employment services phone number.
- Follow the prompts to inquire about your Working Credit balance.
- A customer service representative will provide the details.
4. Visiting a Centrelink Office
You can also check your balance in person at a Centrelink service centre:
- Bring your identification (e.g., Medicare card or driver’s license).
- Speak to a Centrelink staff member to request your balance.
Why is Checking Your Working Credit Balance Important?
Knowing your Working Credit balance helps you:
- Plan your transition into work without an immediate reduction in Centrelink benefits.
- Maximize your available credits before your income impacts your payment.
- Stay informed about your financial situation when re-entering the workforce.
Final Thoughts
Checking your Working Credit balance regularly ensures that you make informed financial decisions when seeking employment. Whether online, through the app, over the phone, or in person, there are multiple ways to access this information conveniently. If you need further assistance, visit the Services Australia website or contact Centrelink directly.
